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Rachel Tan

Financial Services Consultant
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Driven by empathy, “always be kind” is my motto in life.

I learnt and understood the importance of proper financial planning through my mentor in TrueNorth Financial. Despite my limited savings, I finally took the first step at 24 years old to get myself protected — and I am so grateful that I did. Just 6 months after getting a Hospitalisation plan and a Personal Accident plan, I got into a motorcycle accident which left me immobilised for 6 months. The medical treatment and surgeries chalked up close to S$80k in total towards full recovery. I also had to stop working for 6 months. Thankfully, everything was covered by AIA. If not for my mentor who planned and maximised my protection with the little budget that I had, I would still be in debt today.

I decided to join the business and hope to be able to pay it forward. I want to share and help people from all walks of life with first and foremost, protection planning. To be there for my clients at every step of their journey to achieving their financial goals.

“Knowing where you’re going is the first step to getting there” - Ken Blanchard

Let me help you take the first step :)

Credentials

MDRT 2025 | IBF Qualified | Associate Financial Planner (AFP) | Bachelor of Digital Media in Web Comms & Marketing

STORIES

Worth Sharing

Testimonial
She listens to my needs carefully and is really responsive
Denise Soong
Bank Teller
Rachel has been really helpful and friendly, she listen to my needs carefully and plan different insurance plans for me…
Rachel has been really helpful and friendly, she listen to my needs carefully and plan different insurance plans for me to consider and she explain it well and even create an individual profile for me to summarise my existing plans which I find it really sweet and helpful. I would recommend her to anyone who is interested in getting insurance as she is really responsive and would help clear any doubts that you have.
Testimonial
Rachel is truly passionate about helping others
Zulkhairil Zulhanif
Rachel is truly passionate about helping others and focuses on building a real connection before diving into portfolio planning. She…
Rachel is truly passionate about helping others and focuses on building a real connection before diving into portfolio planning. She reassured me about my financial situation and educated me using a logical, practical approach to long-term wealth.

Even though she knew I already have a financial consultant with AIA, she was still entirely willing to connect and strategically improve my financial portfolio. She is an exemplary asset to AIA. Thank you for being you Rachel.
Testimonial
Rachel made it easy and digestible
Kat
I like the fact that I asked for such a specific financial goal and Rachel was down to get my…
I like the fact that I asked for such a specific financial goal and Rachel was down to get my mess sorted out. Usually there's a lot of bombardment of jargons which makes ADHDers like me detest sitting through the sessions to learn about our plans but Rachel made it easy and digestible. She's also patient and structured, which helps a lot in navigating through my financial journey!
Testimonial
I appreciate her knowledge and dedication
Shayne Wong
Media Producer
I would recommend my friends and family to Rachel because she is fun. I appreciate her knowledge and dedication when…
I would recommend my friends and family to Rachel because she is fun. I appreciate her knowledge and dedication when I have a million questions.
Testimonial
Clear explanations and no feeling of pressure
Adam Azhari
Rachel is very informative in explaining the difference plans that suit my lifestyle. Clear explanations and no feeling of pressure…
Rachel is very informative in explaining the difference plans that suit my lifestyle. Clear explanations and no feeling of pressure from her. Highly recommend her to my friends and family.
Testimonial
She puts her clients above all
David Anura Cooray
Rachel has been really supportive and genuine. I know she puts her clients above all while helping them to her…
Rachel has been really supportive and genuine. I know she puts her clients above all while helping them to her best ability. She was able to help me to appeal for my exclusions, unlike the previous agents that I was under.
Testimonial
Rachel is friendly and not pushy
Elizabeth Low
Freelance Singer and Emcee
Rachel is friendly, not pushy and someone who will find the best fit for you. I’m a freelancer and I’m…
Rachel is friendly, not pushy and someone who will find the best fit for you. I’m a freelancer and I’m thankful that Rachel was able to suggest a plan that caters to my needs. She is attentive and very patient in explaining all the details of the policy. Strongly recommended!
Testimonial
Financial Advisor who provides immense support
Fazli
I wholeheartedly commend Rachel for her truly outstanding service as my Financial Advisor. She is a genuine benefactor who provides…
I wholeheartedly commend Rachel for her truly outstanding service as my Financial Advisor. She is a genuine benefactor who provides immense support.

During my recent accident, Rachel immediately visited me and meticulously handled countless insurance claims, showing remarkable patience and always expediting matters. Her calm and understanding approach truly helped me feel at ease while struggling with recovery, loss of income, and mental health challenges. She significantly lightened my burden, allowing me to focus on healing.

Beyond that critical period, Rachel consistently provides excellent, non-pushy service, always reviewing my plans to match my needs and budget. It's clear she always has my best interests at heart.

Having been her client for many years, I continue to place my highest trust in Rachel. I wholeheartedly recommend her to anyone seeking an FA who offers both professional acumen and profound genuine care.
Testimonial
Rachel is able to understand the quirks and needs of her clients
Afiq, Analyst
Rachel is very passionate and determined in her work, which is a very admirable trait. Her approach is both pressure…
Rachel is very passionate and determined in her work, which is a very admirable trait. Her approach is both pressure and stress free, and i felt no reservations having to discuss financial planning when i decided to be onboarded. She is able to understand the quirks and needs of her clients, as well as strike a balance on the diverse plan coverages.

I had several difficulties wrapping my head on the many available plans. Thankfully, the patience shown and knowledge shared by Rachel allowed me to navigate my options with ease.

Henceforth, it is reassuring to know that i am in good hands.
Testimonial
Rachel was ever ready to assist us in every way she could
Firdaus, Civil Servant
Me and my wife have known Rachel since before we were married. We had our financial planning done by another…
Me and my wife have known Rachel since before we were married. We had our financial planning done by another agent. However, over the years we had some changes to our financial planning and was looking for a change. We reconnected with Rachel, and since then, it was smooth sailing. Rachel came well prepared and ever ready to assist us in every way she could. She was very patient in handling all of our queries. Working with Rachel has been an absolute pleasure. Her expertise, attention to detail, and dedication to finding the best insurance solutions for my entire family of 5 have been exceptional. I highly recommend Rachel for anyone seeking reliable and personalised insurance services!
Testimonial
She comes from a genuine place, very sincere, and ultimately has her clients best interest in mind
Daniel Tan, Apple Advertising Producer
I’ve known Rachel for a long time now and she’s always been a trustworthy and reliable friend. We were even…
I’ve known Rachel for a long time now and she’s always been a trustworthy and reliable friend. We were even colleagues for awhile. So when she told me that she made a career change as a financial advisor I knew immediately she would do well. True enough, Rachel has been amazing and extremely transparent at every financial planning session we had so far. She comes from a genuine place, very sincere, and ultimately has her clients best interest in mind. She’s also patient and willing to go the extra mile just to ensure the right plans are in place for her clients. If you’re looking for someone to sell you insurance look elsewhere but if you’re looking for someone that truly cares and wants to support and help you grow your financial wealth at your own pace and comfort level, Rachel is definitely the person you’ll want by your side.
Testimonial
Rachel; extremely meticulous in planning, easygoing and understanding
Gui Hua, Key Account Manager
My only pet peeve for FA is being pushy, but I’m glad Rachel isn’t at all. I’ve known Rachel for…
My only pet peeve for FA is being pushy, but I’m glad Rachel isn’t at all. I’ve known Rachel for years and when I knew she started the FA journey, it was just a right choice for me to look for her in guiding me to selecting policies that suits my needs best. 101% recommendation for a FA like Rachel; extremely meticulous in planning, easygoing and understanding!
Testimonial
The financial planning sessions conducted by Rachel was done at a comfortable phase with no pressure to commit
Syazwan and Marissa
Syazwan: The financial planning sessions conducted by Rachel was done at a comfortable phase with no pressure to commit. She…
Syazwan:
The financial planning sessions conducted by Rachel was done at a comfortable phase with no pressure to commit. She carefully explain the various plans in detail and is always ready to answer to our queries. Financial planning as the name suggests is a long term commitment between the FA and the client and she has excised her duties immaculately so I will definitely recommend her to my family and friends.

Marissa:
Rachel is very well prepared with her presentations and also very confident. She answered every question professionally which is very good! She is also very patient with us because we kept changing the plans and kept changing the appointment dates because we are busy. I would totally recommend her as she is very knowledgeable about all the insurances even though she is young :)
Testimonial
You will find yourself in good hands!
Rashidah, Research Engineer
Rach is always on the ball! She execute claims quickly and always does follow up promptly. She also reminds me…
Rach is always on the ball! She execute claims quickly and always does follow up promptly. She also reminds me constantly when I forget to settle any pending documents. No regrets switching FA to Rach as she’s always ready to listen and answer queries. She provides prompt advice according to my family needs and do not hard sell anything I don’t need. Always a pleasure to meet up with her and she doesn’t forget you on any occasion! So consider meeting her up for consultation and you will find yourself in good hands 👍
Testimonial
Takes her time to understand before recommending
Tay Wee Zheo, Business Analyst
Rachel's pretty easygoing and takes her time to understand one's financial needs before recommending various plans with multiple options for…
Rachel's pretty easygoing and takes her time to understand one's financial needs before recommending various plans with multiple options for her client. She ensures that her clients are comfortable with the options given and makes it a point to answer all her client's questions with the broad financial-planning knowledge that she has.
Testimonial
She is pleasant, patient and understanding.
Oo Oo Tun, Managing Director
I met Rachel for my health insurance application. Her knowledge on various insurance products especially health insurance was very helpful…
I met Rachel for my health insurance application. Her knowledge on various insurance products especially health insurance was very helpful in choosing the right plan for me. I thoroughly enjoyed my time working with her she is pleasant, patient, understanding and tries to best suit my needs. I can recommend her enough when it comes to anyone's insurance needs.
Testimonial
Rachel is patient and professional
Mangay and Dhivya
I like Rachel's easy going and adaptable nature. She thinks before replying on your questions to help you consider other…
I like Rachel's easy going and adaptable nature. She thinks before replying on your questions to help you consider other parts of policies you may not know as a lay person. I would recommend her as she will help see your blindspots and think through for your needs.

- Mangay Raja, Executive

Rachel is very well-versed and knowledgeable in helping my partner and I sort out our financial plans. She is patient and professional and we appreciate her assistance.

- Dhivya R, Analyst
Testimonial
I have nothing but positive things to say about Rachel
Bao Hui, UI/UX Designer
I worked with Rachel for several years and have always been impressed with her level of expertise and commitment to…
I worked with Rachel for several years and have always been impressed with her level of expertise and commitment to providing exceptional service. Naturally when she stepped into her new role of a financial planner I engaged her services as well. She has been proactive in reviewing my coverage regularly, and suggesting changes or updates that would better suit my needs, and budget. I really appreciate the fact that she take the time to understand my specific needs, and to provide me with the best options. In short, I have nothing but positive things to say about Rachel and the insurance services she provide. I highly recommend her to anyone looking for a knowledgeable, reliable and customer-focused insurance agent.
Testimonial
She was the natural choice
Zulfikar, Safety Executive
I’ve known Rachel for several months and when it was time for me to step up and buy some life…
I’ve known Rachel for several months and when it was time for me to step up and buy some life insurance, she was the natural choice. There was no “selling” just the facts and the options, She educated me as to what was involved and gave me the information I needed to make the decision that was right for me. When I have questions she is able to handle them directly. Insurances can be a difficult thing to deal with certainly in my experience Rachel’s professionalism and straight forward approach make it a breeze. Thank you Rachel !
Testimonial
Takes pride in her work & always goes the extra mile
Emergency Responder, Syed Anas & Nur Fidtria
We are truly thankful & glad for all the advise given by Rachel. Known Rachel since secondary school days. Takes…
We are truly thankful & glad for all the advise given by Rachel. Known Rachel since secondary school days. Takes pride in her work & always goes the extra mile for her friends. She is approachable & propose feasible plans for us. In managing one’s finance & insurance, trust is important & she’s someone whom you may trust.
Testimonial
Non pushy and holistic approach to financial planning
Anisa
I really appreciate that Rachel took the time and effort to review my existing policies and essential coverage from wealth…
I really appreciate that Rachel took the time and effort to review my existing policies and essential coverage from wealth to health matters. She kindly explained and answered my questions/clarifications.

I would definitely recommend her to anyone looking for a sincere and considerate financial consultant.

Her non pushy and holistic approach to financial planning can be beneficial to you.
Testimonial
She’s a meticulous planner who sincerely wants to help
Ei, Digital Team Lead
I’ve known Rachel for over a decade, and she is not only a dear friend but also a trusted confidante…
I’ve known Rachel for over a decade, and she is not only a dear friend but also a trusted confidante who has stood by me through the changes in my life.

When I approached her for some advice regarding my existing insurance policies, she patiently explained what I was paying for and the gaps which were not covered.

She was not pushy about selling policies and instead tried to understand the areas I wanted coverage for. She’s a meticulous planner who sincerely wants to help clients reduce their financial burdens and I would 100% recommend her to anyone who needs help with their policies.
Testimonial
She tailors your needs and worries accordingly
FY Leow
It’s never comfortable planning your future and the unexpected circumstances. It is, more often than not, a sensitive journey so…
It’s never comfortable planning your future and the unexpected circumstances. It is, more often than not, a sensitive journey so the choice of your FA is important. Rachel is one that doesn’t push, doesn’t force and doesn’t persuade. She convinces naturally through her own life experiences and tailors your needs and worries accordingly. One of the most comfortable FAs I’ve spoken and met with. Highly recommend her for both newbies and oldies to polices!
Testimonial
Rachel is one of the more approachable advisors I have met
Gladys Sim, Senior Specialist, Mar Comms
Insurance policies are usually quite dauting for many. Rachel is one of the more approachable advisors I have met and…
Insurance policies are usually quite dauting for many. Rachel is one of the more approachable advisors I have met and she makes the entire process enjoyable. She gives clients the adequate amount of space to consider the policies after each meetings. It is obvious that she believes truly in the policies and it's her true intention to ensure her clients are well covered. I would recommend Rachel to my family and friends but it turns out they have more insurance policies than me! Nevertheless, for those who haven't started this journey, I would recommend them to speak to Rachel to find out more!
Testimonial
I felt comfortable talking to Rachel
Stephen Chin, Photographer
I felt comfortable talking to Rachel to let her understand my financial situation to allow her cater specific products to…
I felt comfortable talking to Rachel to let her understand my financial situation to allow her cater specific products to meet my needs. Most importantly she is not those pushy type which allows me to take time to think over. Overall I must say she has good product knowledge and did a good financial analysis for me.
Testimonial
Rachel - an honest, colourful do-gooder.
Erwan, Lead Cameraman
Without hesitation I would recommend Rachel to family and friends if they are in need of an insurance agent. Be…
Without hesitation I would recommend Rachel to family and friends if they are in need of an insurance agent. Be it health or wealth, or if you already have an existing policy/policies, Rachel has got you covered. She is able to look for gaps in your existing policies, tailoring to your existing lifestyle and situation. Rachel is able to confidently advocate the policies/products as she has gone through two major accidents. From these two experiences, she decided to leave a stable job in an MNC and ventured into the insurance industry. How can you sell a product if you have yet to use them yourself, right? Take some time and meet up with Rachel - an honest, colourful do-gooder.
Testimonial
She has a big heart for people and is never pushy
Amanda Justina
I’ve known Rachel through rollerskating where she first reached out to me through Instagram to try parkskating with her. Since…
I’ve known Rachel through rollerskating where she first reached out to me through Instagram to try parkskating with her. Since then I’ve been enjoying rollerskating even more with her and a few others. She is friendly, kind, funny and a very genuine person. Someone who I feel is trustworthy and I feel comfortable just by conversing with her.

Even when I already have my insurance policies from other agents, she understands and is really kind to even go through my policies to find any areas that I may need upgrading and also gave me insights of possible plans in the future.

I know I would definitely come back to Rachel for my investment link plan in the future! And I highly recommend her to get you covered as she has a big heart for people and is never pushy - and to me that is super important!!
Testimonial
She is someone I can always turn to in times of need
Syahidah, Video Editor
I met Rachel last year during a skating session. Through skating is when I got to know her better. Rachel…
I met Rachel last year during a skating session. Through skating is when I got to know her better. Rachel is bubbly and friendly. As an introvert, I have a hard time approaching people and yet she was easy to approach. I approached her to ask for advice on financial planning. She went through the plans with me and explained it well. Since we have a common interest in skating, she has helped me understand the needs of certain plans and gave me options to choose from. She speaks from personal experience and is able to give me real life scenarios. I know i wont regret having her as my financial advisor. She is someone I can always turn to in times of need.
Testimonial
I can see her sincerity in helping others
Haffidz, Camera Assistant
A very enthusiastic personnel that not only help you with your planning, but also an entertaining one as well. I…
A very enthusiastic personnel that not only help you with your planning, but also an entertaining one as well. I can see her sincerity in helping others not only job wise but also as a human being
Testimonial
I believe that she will always have her clients’ interest at heart
Coke Koh
I’ve known Rachel for more than a decade, since we were just teenagers in secondary school till the not-so-young adults…
I’ve known Rachel for more than a decade, since we were just teenagers in secondary school till the not-so-young adults that we are today. Throughout the years, Rachel has remained a dear friend. Her bubbly and easy-going personality makes her a joy to be around, while her sincerity and openness makes those around her feel at ease. Rachel is motivated to be an insurance agent because she has unfortunately experienced 2 major accidents herself. During these tough times, insurance figuratively and literally helped make her life better. Hence, she sees a purpose in promoting something good to others.

To do this, Rachel decided to leave a stable job of many years in pursuit of something that would being her greater satisfaction.

Rachel has her heart in the right place as she chose to be an insurance agent because she wanted to, not because she needed to.

I 101% recommend Rachel as your insurance agent of choice and can vouch for her good character and honest approach to everything that she does. I believe that she will always have her clients’ interest at heart, and would more than make up for her lack of experience with hard work and dedication.

Contact Rachel now if you’ll like to touch base with an approachable and likable agent who is never pushy!
Testimonial
Someone I can trust
Julia Chong, Media Producer
Rachel was my colleague for 9 years where we worked together as producers and she has always been someone I…
Rachel was my colleague for 9 years where we worked together as producers and she has always been someone I can trust and reach out to whenever I need help.

I got my first insurance plans through Rachel’s mentor. In fact she was the one who made me realised the importance of having insurance plans; when she got into an accident while on the way to work on a weekend (living proof that she is dedicated and a responsible person with her work).

Fast forward, I got injured a couple of times and all my bills for checkups and medication are fully covered. Can never imagine how I could pay all the bills if I have not gotten any insurance or not knowing Rachel at the first place.

I believe Rachel will be the right person for you if you are looking for someone to help you sort out your health, wealth plans.
Testimonial
I would fully entrust mine and my loved ones lives with her
Shawn Yap
Knowing Rachel has been a true blessing. We've been friends since we were 13 and I can personally vouch that…
Knowing Rachel has been a true blessing.

We've been friends since we were 13 and I can personally vouch that she's one of the most caring and dedicated person in my life.

Be it in terms of personal or financial planning, Rachel has always been there to offer sound advice. Her dedication and character is a natural fit as an agent and I would fully entrust mine and my loved ones lives with her.

To anyone reading this, please do not hesitate to contact Rachel and I'm sure she will go above and beyond to ensure that you're always covered.
Testimonial
She has helped me through a very stressful situation
Hilda
I would recommend Rachel 110% because I have witnessed her professionalism, courtesy and responsibility. She has helped me through a…
I would recommend Rachel 110% because I have witnessed her professionalism, courtesy and responsibility. She has helped me through a very stressful situation. She went above and beyond to explain to me about the importance of financial planning, even before she was a financial advisor. I believe Rachel can do her job well. She is well spoken and very knowledgeable.
Testimonial
I know I'd trust her to sort me out!
Yasin
I've known Rachel for more than 8 years now. She was a colleague at our previous office where I work…
I've known Rachel for more than 8 years now.

She was a colleague at our previous office where I work as a photographer, and she works as a producer.

Having worked with her closely over the past 8 years, I can vouch that she is a very dedicated and passionate individual.

Rachel is probably a walking billboard of the importance of insurance coverage - having been a victim of a motorcycle accident that injured her quite badly.

I am certain that she will do her best to help her clients get their finances in order.

I know I'd trust her to sort me out!
Testimonial
She help out people whenever she can
Nazirah
Having known Rachel for less than a year through rollerskating, she is such a kind, sociable and reliable friend. She…
Having known Rachel for less than a year through rollerskating, she is such a kind, sociable and reliable friend. She is also very supportive and patient friend who helped me grow as a skater, constantly giving me tips to improve whenever we skate together. She helps people out whenever she can and do her part in the community such as raising money for a good cause. I am honoured to be able to meet an awesome friend like her. Rachel really gets along with everyone and anybody. I am confident that she will do well and be of value in her future endeavours.

Disclaimer

This is not an official AIA web profile. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.